Ill Health Retirement (IHR) Assessment

When an employee’s health condition severely impacts their ability to work — and all reasonable adjustments have been exhausted — an Ill Health Retirement assessment becomes essential. This process determines whether the individual meets the medical criteria for early pension access, ensuring fairness and compliance.

Why IHR Assessments Matter

• Provide evidence-based medical opinion
• Support employers and pension trustees in making fair, informed decisions
• Ensure compliance with pension scheme regulations
• Reduce risk of disputes and litigation

What’s Included

• Comprehensive medical evaluation by an Occupational Health Physician (OHP)
• In-depth consultation covering:
  • Current health status
  • Functional capacity
  • Prognosis and impact on role performance
• Detailed report referencing pension scheme criteria, with clear recommendations on eligibility

Why Choose PEAK4?

• Independent, expert-led assessments
• Unbiased medical opinion for compliance and transparency
• Rapid turnaround and clear reporting
• Integrated with YODHA portal for secure record management

Ready to arrange an IHR assessment?

✔ Comply with pension scheme regulations
✔ Make fair, evidence-based decisions
✔ Reduce risk and protect your organisation